ATMANIRBHAR BHARAT ABHIYAN
Apply online for PM Mudra Loan Yojana 2026 and get instant approval for business loans, startup loans, shop loans and small business finance. Mudra finance helps eligible applicants get loans up to 20 lakh without collateral or guarantee under Pradhan Mantri Mudra Yojana.
Apply Online for PM Mudra Loan →WELCOME TO MUDRA LOAN YOJNA
Covering Loans Upto 50,000/-
Covering Loans Above 50,000/-
and Upto 5 Lakh
Covering Loans Above 5 Lakh
And Upto 10 Lakh
Covering Loans Above 10 Lakh
And Upto 20 Lakh
Apply for Mudra loan online for business, startup, women, shopkeepers and small businesses. Get PM Mudra Loan approval with easy documentation and low interest rates.
A MUDRA Loan Yojna is being provided under the MUDRA Yojna to the non-corporate and non-farming small and micro enterprises/ businesses. Loans upto INR 10 Lacs can be availed under the MUDRA scheme. Micro Units Development and Refinance Agency Limited (MUDRA) is an NBFC supporting the development of small business owners in India.
The MUDRA Loan Yojna are to be provided for income generating small business activities across manufacturing, processing, services or trading sectors and would cover all Individuals/ Proprietary Concerns/ Partnership Firms/ Government Limited Companies/ Entities of any other legal forms running as shopkeepers, artisans, self-help groups, manufacturing units, hawkers, professionals, service providers, etc.
The MUDRA Yojna can be extended under 3 categories as mentioned below:
Mudra loan can be availed by the following entities:
The Mudra Loan Yojna scheme offers 3 products to eligible entities, namely Shishu, Kishore, and Tarun. The details of these three products are explained here.
Shishu loans under the Mudra Yojna scheme allow entrepreneurs on the threshold of starting a business to borrow up to Rs. 50,000. The following details need to be furnished to avail this loan.
Kishore loans range from Rs. 50,000 to Rs. 5,00,000. They’re ideal for businesspersons who require additional funds for expanding their trade. Here’s a checklist of details and documents needed.
Tarun loans range from Rs. 5,00,001 to Rs. 20,00,000. Business owners who wish to avail a Tarun loan need to furnish these documents, in addition to Kishore loan requirements.
PM Mudra Loan Yojana helps small business owners and entrepreneurs get business finance with simple documentation, affordable interest rates and flexible repayment options. Eligible applicants can apply online for Mudra loans to support business growth, working capital and self-employment opportunities.
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In a few steps of Online Application Process and a business can have Mudra loan In-principle approval from Preferred Bank.
GST Identification Number
Bank statement for last six months in pdf format
Director/Owners details: basic, personal, educational & ownership details
Inprinciple approval in 59 minutes
| Type of loan | Documentation |
|---|---|
| Vehicle Loans |
|
| Business Instalment Loan |
|
| Business Loans Group and Rural Business Credit |
|
The Mudra Loan scheme offers 3 products to eligible entities, namely Shishu, Kishore, and Tarun. The details of these three products are explained here.
Activities include medical shops, boutiques, saloons, gyms, dry cleaning, beauty parlours, motorcycle repair shops, tailoring shops, courier services, photocopying and DTP facilities, etc.
Financing for transport vehicles such as auto rickshaws, passenger cars, taxis, e-rickshaws, etc.
Activities like achar making, papad making, catering, cold storage, dairy units, bakery items, etc.
Loans for running shops, service enterprises, trading activities, and other income-generating businesses.
Powerloom, handloom, embroidery, dyeing, garment production, and related textile activities.
Bee keeping, pisciculture, livestock, grading, fisheries, and other agri-based work.
Loans for purchasing machinery and equipment for setting up micro enterprises.
MUDRA offers four types of funding support:
Here are the key features and benefits of MUDRA loan:
Banking and financial services can be availed in both rural and urban areas. Financial backing can be obtained by micro-small businesses and start-ups. Business loans can be taken for small amounts at affordable interest rates. The borrower’s credit guarantee is taken by the government, so if a borrower is unable to repay the amount borrowed, the responsibility for the loss will be borne by the government. Food vendors, shopkeepers and other small business owners can make the most of this scheme. Financial aid is available through this scheme in areas where people have no access to basic banking facilities. The repayment period of the scheme can extend up to seven years. Women borrowers can avail the loan at discounted interest rates. Refinance schemes can also be availed with designated lenders. Individuals who wish to generate income through micro enterprise activities can avail the Micro Credit Scheme. The MUDRA loan scheme is in collaboration with the “Make In India” campaign which the government has initiated to foster innovation, facilitate investment, improve skill development, and build the best manufacturing infrastructure in the country. There is no need for collateral or security to avail this scheme. The funds borrowed through this scheme can only be used for business purposes.
The completion of a loan application on our website does not guarantee loan approval. The lenders assess your application to determine loan eligibility and the amount that you are eligible for. While we strive to process loan applications within 24 hours, funds might take longer to get transferred in some instances. All information provided on this site must be taken as opinion, and users should perform due diligence and research before making financial decisions.
Up to 3.93% of the loan amount (inclusive of applicable taxes) *All the Flexi charges above are inclusive of applicable taxes.
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Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal. Under the aegis of PMMY, MUDRA has created three products namely ‘Shishu’, ‘Kishore’ and ‘Tarun’ to signify the stage of growth / development and funding needs.
